From the title of this post, you know I'm not going to be writing about something happy or funny. So read on only if you're in the mood to put up with some raving, ranting & whining (for completely self-inflicted problems).
It’s that dreaded horrid time of the year. The time to declare all the investments you made during the past financial year (or the lack thereof), produce the lease agreement, rent receipts ya di ya da. And needless to say, I suck at it. BIG TIME.
I’m generally bad at financial stuff. I can just about deal with managing my bank account. I’m positively pathetic at figuring out how much to invest where & at storing my important documents in an organized manner. I’m careless, disorganized & completely clueless when it comes to financial paperwork, and the day before I’m supposed to produce proofs of investment, I go scurrying around trying to locate the documents! In the end, I somehow manage to pull through. Rather, things pull themselves through for me. This happens every year without exception.
Every time it happens, I get lectured by my mom on how I shouldn’t be so careless & disorganized in life, and how I need to have a file to store all important documents. What follows is a yelling match, obviously. When I’m in a crisis, I need a solution, not a lecture on what I should have done! Because I KNOW I should’ve done it but I didn’t, right? So let’s drop it!!
Don't get me wrong, it's not that I'm proud of this habit of mine. It's a terrible habit to have, and every time it happens, I promise myself I'll try to be more organized in the future. But somehow that just doesn't happen.
The other bad habit I have is to procrastinate over things & leave them for the last moment. Making investments, booking tickets (if I need to travel), taking print-outs of the tickets, packing...I leave everything for the last minute. My mother is just the opposite! She will make her travel reservations months in advance, keep the tickets ready, and start packing at least a week before she's supposed to leave! All her important documents are filed in a meticulous manner. I mean, seriously, she couldn't be more organized if she wanted to!
Anyway, I'm digressing. The point is - tomorrow is the last day for submitting all investment proofs and like every year, I’m scurrying around trying to gather them. Not to mention having to put up with stress I could really do without. Will I ever learn?